Help finding Self Employed, Private or Cobra Insurance in Oregon

This page contains qualification information. Since Oregon is an "accept/reject" state you have to be basically healthly to qualify. Please review this information, there is no need to waste your time asking for a quote or applying for insurance if you are going to be rejected. We can help you find the right program for your special needs weither it is an affordable, quality, self employed, private or cobra plan.

If you do not qualify there are three ways to get covered:
1. Work group coverage (guaranteed issue in Oregon)
2. OMIP (special insurance program for the uninsurable)
3. Medical Access Programs that lower the cost of medical care. (Cost $55 to $103.95 per month)

Insurance companies reject in four main areas: weight/height, certain medications taken, pre-existing medical conditions that have received treatment or recommended treatment in the last 5 years, certain recent surgeries or major sicknesses, including workmen's comp injuries.

"Help finding Self Employed, Private or Cobra Insurance in Oregon"

This page contains qualification information. Since Oregon is an "accept/reject" state you have to be basically healthly to qualify. Please review this information, there is no need to waste your time asking for a quote or applying for insurance if you are going to be rejected. We can help you find the right program for your special needs weither it is an affordable, quality, self employed, private or cobra plan. If you do not qualify there are three ways to get covered: 1. Work group coverage (guaranteed issue in Oregon) 2. OMIP (special insurance program for the uninsurable) 3. Medical Access Programs that lower the cost of medical care. (Cost $55 to $103.95 per month) Insurance companies reject in four main areas: weight/height, certain medications taken, pre-existing medical conditions that have received treatment or recommended treatment in the last 5 years, certain recent surgeries or major sicknesses, including workmen's comp injuries.

Male Age 14+ 5' 0" - 199 lb maximum 5' 1" - 205 lb maximum 5' 2" - 212 lb maximum 5' 3" - 219 lb maximum 5' 4" - 226 lb maximum 5' 5" - 232 lb maximum 5' 6" - 239 lb maximum 5' 7" - 247 lb maximum 5' 8" - 253 lb maximum 5' 9" - 261 lb maximum 5' 10" - 268 lb maximum 5' 11" - 276 lb maximum 6' 0" - 285 lb maximum 6' 1" - 292 lb maximum 6' 2" - 300 lb maximum 6' 3" - 307 lb maximum 6' 4" - 316 lb maximum 6' 5" - 324 lb maximum 6' 6" - 333 lb maximum 6' 7" - 340 lb maximum 6' 8" - 349 lb maximum 6' 9" - 358 lb maximum 6' 10" - 368 lb maximum	Female Age 14+ 4' 10" - 181 lb maximum 4' 11" - 187 lb maximum 5' 0" - 192 lb maximum 5' 1" - 199 lb maximum 5' 2" - 204 lb maximum 5' 3" - 210 lb maximum 5' 4" - 216 lb maximum 5' 5" - 223 lb maximum 5' 6" - 230 lb maximum 5' 7" - 237 lb maximum 5' 8" - 244 lb maximum 5' 9" - 252 lb maximum 5' 10" - 259 lb maximum 5' 11" - 266 lb maximum 6' 0" - 274 lb maximum 6' 1" - 282 lb maximum 6' 2" - 290 lb maximum 6' 3" - 296 lb maximum 6' 4" - 305 lb maximum

Medications that may result in rejection: steroids, anti-depression, bipolar, anti-anxiety & anti-panic drugs if long term use (short term situational can be accepted), addictive pain & abused drugs. Each insurance system has different standards - ask before applying.

Pre-existing Conditions that may be cause for rejection: Heart, Joint (degenerative & inflammation), Glandular, Serious Physical Birth Defects, Mental Conditions, Cancer, Serious Infectious Diseases, Damaged Back Disc, Aids, Hep. (any variety), recent major surgery or scheduled surgery not completed, etc. The agent has an underwriting guide that is helpful in positive determination of condition(s) - ask before applying.

To find the best plan for your needs & budget talk to an caring agent. It will not cost you any more to have an agent help you. He/She will ask you needs questions & help you to not pay more than you need to for healthcare. A good agent will meet with you in person to present plans & assist you. If you need help after you are covered, it is much easier to get a "real person" to provide service then emailing a website. He/She will NOT try to sell you, they will present programs & help you choose which plan is best for you. If you like what is offered, the agent will help you make application & explain the application process. When an agent realizes you need a different plan then She/He has to offer they will suggest other plans that may better fit your needs and leave. If the agent is pushy & doesn't listen to your needs or directly answer your questions, hang up the phone. Privacy Statement: None of this information is sold, shared or passed on to third parties. All the other "free quote" sites sell your info. Every wonder why so many insurance agents are suddenly calling you? Now you know. Only one person will call you & they will NOT be trying to sell you over the phone, they will help you find what you need. You will decide what is best for you. I am insurable I may not be insurable Your Name Zip Code email Address Home Phone Business Phone Cell Phone Best Time to Call Your Birthdate Self-employed, 1099, W-2, Unemployed? Spouse's Birthdate Oldest Child's Birthday Next Oldest Child's Birthday Next Oldest Child's Birthday Next Oldest Child's Birthday Next Oldest Child's Birthday

Helpful Links	Oregon Dept. of Insurance	Oregon Medical Insurance Pool
Premier Plans - Lower Medical Costs	12 Tips for Comparing Plans	Investigating Insurers Before Signing

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